About this use case
When an applicant leaves the branch without knowing what comes next, the file waits on a follow-up call about a missing pay stub or an unexplained deposit, and every call adds days. An AI assistant can review the application files and the loan officer's notes during the meeting and return the documents still needed, the questions to answer, and what happens next, so the applicant leaves with a clear list.
The time savings carry through to underwriting. Given the loan type, whether a mortgage, HELOC, auto loan or small business loan, the summary follows the checklist for that product, so underwriters start from a consistent, cited summary of income, debts and collateral instead of re-reading the file.
A purchase mortgage applicant who changed jobs three months ago leaves knowing to send the new employer's offer letter; a HELOC applicant sees their estimated combined loan-to-value during the visit; a small business owner answers questions about differences between tax returns and bank deposits while still in the meeting.
Documents to consider
- Loan applications
- Pay stubs and W-2s
- Tax returns
- Bank statements
- Appraisals
- Loan officer notes
The prompt
Written to be pasted straight into your AI assistant, with the documents it asks for attached. Request access below and we’ll send it over.
Files
Nothing to download here. This prompt runs against your own institution’s material — the documents it lists above.
